Fees & Insurance
Fees, Insurance and Payment Information
Dr. Charles R. Freeman uses one current fee schedule for all patients. The same fees apply to in-person appointments in San Diego and teletherapy throughout California, including Los Angeles and the San Francisco Bay Area.
Prospective patients can review session fees, insurance and reimbursement, payment, cancellation terms and charges for professional services before deciding whether to begin treatment. A free 15-minute consultation is also available.
Free 15-Minute Consultation
Dr. Freeman offers a free 15-minute consultation. This brief conversation allows a prospective patient to describe what they are seeking, ask practical questions and determine whether the practice may be a good fit.
The consultation is not a full assessment or therapy session.
When Insomnia Is More Than a Sleep Schedule
Some people have already tried sleep-hygiene advice, apps, medication, general psychotherapy or basic behavioral recommendations without enough improvement. Those approaches can be helpful, but persistent insomnia may involve several maintaining factors.
The problem may include conditioned arousal, fear of another bad night, extended time awake in bed, worry about next-day performance, nightmares, trauma reactions, chronic pain or health-related stress.
Not every patient has these concerns. A careful assessment identifies which factors actually matter for the individual.
Session Fees
Current pricing is:
- 1. Free 15-minute consultation: $0
- 2. 30-minute session: $160
- 3. Full 60-minute session: $270
- 4. Package of ten 60-minute sessions: $2,430
The 10-session package reflects a 10% savings compared with ten individually scheduled 60-minute sessions.
Full 60-Minute Sessions
Dr. Freeman’s standard clinical appointment is a full 60 minutes. Many outpatient psychotherapy practices use appointments of approximately 45 to 50 minutes, so session length is worth considering when comparing fees.
The additional time can support thoughtful discussion, focused clinical work and clear planning without suggesting that a longer session is automatically better for every patient.
Package Pricing
The package of ten full 60-minute sessions costs $2,430. Patients should discuss whether package pricing fits the recommended treatment plan before purchasing.
No outcome or treatment duration is guaranteed. Clinical needs and treatment pace vary.
Insurance and Reimbursement
Dr. Freeman accepts TRICARE West.
For other insurance plans, sessions are fee-for-service. As a courtesy, his office submits claims directly to the patient’s insurance company to determine whether the patient qualifies for out-of-network reimbursement. Some PPO plans reimburse a portion of the fee. Coverage varies by plan.
Medicare does not reimburse for Dr. Freeman’s services.
Submission of a claim does not guarantee reimbursement. Patients may wish to contact their insurance plan directly to ask about out-of-network mental-health benefits, deductibles and documentation requirements.
Payment
A valid credit card must be kept on file before the first appointment. Payment is processed automatically after each session.
Charges for reports, forms, coordination of care, extensive records review and other professional services outside scheduled sessions are charged to the card on file when the service is completed.
Cancellation and Rescheduling
Dr. Freeman requires at least 24 hours’ notice to cancel or reschedule an appointment.
Appointments canceled or rescheduled with less than 24 hours’ notice are charged the full session fee.
Professional Services Outside Scheduled Sessions
The session fee covers time spent together during a scheduled clinical appointment. Reports, forms, extensive records review and coordination with other professionals require separate clinical time, documentation and responsibility and are billed separately.
Treatment Summary Letters
A treatment summary letter of approximately 1–2 pages costs $225.
Disability Forms and Short Reports
A disability form or short report of approximately 2–3 pages costs $400.
Comprehensive Reports
A comprehensive disability report of 5 or more pages, including records review, costs $750.
Coordination of Care
Coordination with physicians, psychiatrists or other providers that requires more than 10 minutes is billed at $270 per hour, prorated in 15-minute increments.
Coordination takes place when clinically appropriate and authorized by the patient.
Records Review
Review of extensive outside records at the patient’s request is billed at $270 per hour, prorated in 15-minute increments.
Report Timing
Please allow 10 business days for treatment summaries, forms and reports.
Rush or expedited completion is not available.
Frequently Asked Questions
How much does a therapy session cost?
A 30-minute session costs $160. A full 60-minute session costs $270. A package of ten 60-minute sessions costs $2,430. A 15-minute consultation is free.
How long is a standard session?
Dr. Freeman’s standard clinical session is a full 60 minutes.
Does Dr. Freeman accept insurance?
Dr. Freeman accepts TRICARE West. For other insurance plans, sessions are fee-for-service, and his office submits claims as a courtesy to determine whether the patient qualifies for out-of-network reimbursement.
Does Dr. Freeman accept TRICARE West?
Yes. Dr. Freeman accepts TRICARE West.
Can a PPO plan reimburse part of the fee?
Some PPO plans reimburse a portion of out-of-network fees. Coverage varies by plan, and reimbursement is not guaranteed.
Does Medicare reimburse for Dr. Freeman's services?
No. Medicare does not reimburse for Dr. Freeman’s services.
How is payment processed?
A valid credit card is kept on file, and payment is processed automatically after each session. Other completed professional services are charged to the card on file when the service is completed.
Do I need a credit card on file?
Yes. A valid credit card must be on file before the first appointment.
What is the cancellation policy?
At least 24 hours’ notice is required to cancel or reschedule. Changes made with less than 24 hours’ notice are charged the full session fee.
How much do treatment letters and reports cost?
A 1–2 page treatment summary letter costs $225. A 2–3 page disability form or short report costs $400.
A comprehensive disability report of 5 or more pages, including records review, costs $750.
How long do reports take?
Please allow 10 business days for treatment summaries, forms and reports.
Can I pay extra for a rush report?
No. Rush or expedited completion is not available.
Is teletherapy the same price as an in-person appointment?
Yes. The same current fee schedule applies to teletherapy and in-person treatment.
Are Los Angeles and Bay Area teletherapy fees different?
No. The same fee schedule applies statewide. There is no separate Los Angeles, San Francisco, Bay Area or teletherapy price.
Schedule a Free Consultation
The free 15-minute consultation is the next step for prospective patients who want to ask about treatment, appointment format or the financial arrangement.